Issuer's description of this product:
We offer: Call Deposits which are secured call debt securities; Term Deposits which are secured term debt securities for different fixed terms; Charitable Deposits which are secured term debt securities for different fixed terms; and Funeral Deposits which are secured term debt securities for a fixed term.
Minimum investment
$1,000
This is the minimum amount you would need to put into this in order to invest.
Closing date
Ongoing
This offer does not have a closing date and is a continuous issue. It's likely you'll be able to invest for the foreseeable future.
Maturity
Non-fixed
This investment does not have a fixed date of maturity, which can mean flexible or multiple terms are available.
Rate
Non-fixed
This investment offer does not have a single set rate. This may mean that the rate is variable or that there are multiple rates available.
The details
Key facts
Provider website
Issuer's industry
Financial/insurance
Credit ratings
Credit ratings can help you understand whether your investment in bonds will pay or if you'll get your money back. They indicate the long-term ability of the issuer to repay its debts. See also the Reserve Bank's primer on credit ratings and a map of the three scales used by the rating agencies.
Investment credit rating
BB+
(Fitch Ratings)
This is the credit rating for this particular bond or debt security.
Issuer credit rating
BB+
(Fitch Ratings)
This is the credit rating for the organisation issuing the bond or debt security.
Maturity
Non-fixed
Maturity conditions description
Call Deposits are repayable on request; Term Deposits are issued for terms of 30 days, 3 months, 6 months, 9 months, 1 year, 18 months, 2 years, 3 years or 5 years; Charitable Deposits are issued for terms of 1 year, 18 months, 2 years, 3 years or 5 years; Funeral Deposits mature at the end of the depositor’s lifetime.
Rate
Non-fixed
Rate calculation description
The interest rate is available on our website and is subject to change without notice. The interest rate will be confirmed to you by letter following deposit. We set the interest rates on our Call, Term, and Funeral deposits on a regular basis after considering current market conditions. Our current policy is to set the interest rates by reference to the deposit interest rates of the five largest New Zealand banks. Charitable deposits do not earn interest for the depositor.
Key documents
These are the most important documents that a provider is required to file about this investment.
Product disclosure statement
Before you invest in a product like a fund, you are given a PDS which has essential details about it and the company providing it. Here's more on how to read a PDS.
Product Disclosure Statement 15 April 2026.pdf
How this investment works, including about the provider, risks, costs and potential returns
PDF, 489.93 KB
Additional disclosure documents
These are more documents from the provider that can contain interesting information.
Noticeof Appointmentof Senior Officer.pdf
Notice of Appointment of Senior Officer
PDF, 18.60 KB
Depositratesfor Christian Savings Limitedasat 24 February 2026.pdf
Deposit rates for Christian Savings Limited as at 24 February 2026
PDF, 172.08 KB
Fully Executed Deedof Replacementand Appointmentof Supervisor.pdf
Deed of Replacement and Appointment of Supervisor
PDF, 900.44 KB
Noticeof Supervisor Change.pdf
Change of Supervisor
PDF, 152.39 KB
Depositratesfor Christian Savings Limitedasat 21 January 2026.pdf
Deposit rates for Christian Savings Limited as at 21 January 2026
PDF, 221.94 KB
Deedof Replacement&Appointmentof Supervisor.pdf
Deed of Replacement & Appointment of Supervisor
PDF, 3.44 MB
Leadership changes taking effect on 30 August 2024.pdf
Leadership changes 30 August 2024
PDF, 90.45 KB
Depositratesfor Christian Savings Limitedasat 4 December 2025.pdf
Deposit rates for Christian Savings Limited as at 4 December 2025
PDF, 175.12 KB
Depositratesfor Christian Savings Limitedasat 26 06 2025.pdf
Deposit rates for Christian Savings Limited as at 26 June 2025
PDF, 138.27 KB
NOTICEOFCHANGEOFSENIOROFFICERDWO.pdf
Notice of Change of Senior Officers
PDF, 20.12 KB
Depositratesfor Christian Savings Limitedasat 14 October 2025.pdf
Deposit rates for Christian Savings Limited as at 14 October 2025
PDF, 131.16 KB
CHRISTIANSAVINGSLIMITED (3499912)Director Consent James Benjamin STEWAR Taccepted.pdf
Appointment of Director
PDF, 319.73 KB
Depositratesfor Christian Savings Limitedasat 25 08 2025.pdf
Deposit rates for Christian Savings Limited as at 25 August 2025
PDF, 136.37 KB
Supervisor Changeof Name.pdf
Supervisor Change of Name
PDF, 209.72 KB
Deposit rates for Christian Savings Limited as at 2 April 2026.pdf
Deposit rates for Christian Savings Limited as at 2 April 2026
PDF, 235.29 KB
Financial Information dated 27 November 2025.pdf
Additional product disclosure statement from the provider
PDF, 199.24 KB
Rankingof Debt Securitiesasat 31 August 2025.pdf
Additional product disclosure statement from the provider
PDF, 160.52 KB
Deposit rates for Christian Savings Limited as at 28 05 2026.pdf
Deposit rates for Christian Savings Limited as at 28 May 2026
PDF, 263.68 KB
Additional details
Issuer details
Name
CHRISTIAN SAVINGS LIMITED
Type
NZ Limited Company
Industry
Financial/insurance
Website
NZBN
9429030995444
FSP Number
Credit rating
BB+ (Fitch Ratings) on 17 Feb 2022
Supervisor
Name
PUBLIC TRUST
Offer details
Date registered
24 August 2017
Date opened
1 September 2017
Closing date
None
Offer credit rating
BB+ (Fitch Ratings) on 17 February 2022
Continuous issue
Yes
Further payments may be required
Yes
Restrictions on transfer
Yes
Restrictions on acquisition
No
Convertible product
No
Intending to list
No
Schedule 1 exemption
No
FMA exemption
No
Reference numbers
Offer
OFR12107: CHRISTIAN SAVINGS LIMITED OFFER OF DEPOSITS